Getting your own house is a dream come true for many of us. Stepping onto the property ladder is a huge achievement. Moving house can be stressful and cost a lot of money. However, one area you can get value for money is your home insurance. There is a wide range of different property owners insurance prices but you can be sure you only pay for what you need. Let’s have a look at the best way to compare quotes and get the deal for you.
Do I Need Home Insurance?
Consider how much you’ve saved up in order to get your own house. You’ve had to pull together a house deposit and get yourself in a financial situation where you can afford a home of your own. When you can get home insurance for a fraction of a monthly mortgage repayment, it’s not worth avoiding. Hopefully you’ll never have to use it. However, should something happen, could you fix everything without insurance?
What Home Insurance Do You Need?
Property owners insurance comes in two parts. You might want one, you might want both. The first is buildings insurance. This covers the cost of rebuilding the property should something happen to the physical building. If there was a fire, for example and you home had to be rebuilt, this policy would be what you would need. It will also cover things like water damage. Many mortgage deals will require you to have this insurance.
The other is contents insurance. This is to cover everything you own inside the house. From white goods and televisions to furniture and laptops. This insurance will cover you for damage and theft.
You can get individual policies however you will usually pay less if you combine your buildings and content insurance into one policy. How can you find and compare prices for property owners insurance?
What Is Quidco Compare?
You can find and compare the prices and details of different insurance policies on Quidco Compare. This platform gives you all the quotes from over 60 different insurance providers. Along with the details and information of what you get with each policy. This means you can properly compare and find a policy that is right for your situation. Find out more here: https://www.quidco.com/compare/home-insurance/.
Get Your Quotes
When you visit Quidco Compare, you need to input all your details along with the details of your house. This includes if any of the roof is flat and what type of external doors are on the property. If you are doing a buildings and contents insurance quote you’ll also need to input information about the level of coverage for your belongings. Once you’ve typed in all of this, your quotes will be generated. You could pay £129 or less for your insurance. My cheapest quote was £110.
Save Even More
You can save even more on the price you are paying by earning some cashback. Quidco Compare details how much cashback you can earn when you purchase from different retailers. This can help lower the overall price you will pay and you could earn up to £28 in cashback! Taking that £28 in cashback off my £110 quote means my policy would cost me £82 for the year. You can also lower the cost by increasing your excess payments.
Win Money In A Competition This October
Get a quote throughout October, using the links below, for home or car insurance OR BOTH and you will be automatically entered into the prize draw to win £1,000. Refer your friends and family so they can enter too + earn an ADDITIONAL £25 for each referral (terms here).
Link to competition: https://www.quidco.com/pages/compare-win-1000/
Find Your Perfect Policy
We all live in different properties, in different parts of the country. Our situations are different and all of these variables change the amount we can expect to pay for our property owners insurance. However, you can look at a variety of prices of buildings and contents insurance by using the Quidco Compare platform. That way, you can choose the perfect policy for you & your house.
